Cottonwood Lake

Cottonwood Lake is a small, peaceful fishing pond tucked into a quiet residential neighborhood in Greeley, Colorado. If you are looking for a low-key spot to teach a child how to cast a line, enjoy a picnic by the water, or simply sit and watch turtles drift across the surface, this hidden gem in Weld County delivers a refreshing escape from the busier parks in the area.

Situated at the intersection of 20th Street and 26th Avenue in Greeley, Cottonwood Lake covers a modest footprint, but what it lacks in size it makes up for in charm. The lake is surrounded by mature cottonwood trees that drop their signature fluffy seeds across the water each summer, creating a scene that feels almost surreal. Visitors regularly spot red-tailed hawks, brown bats, ducks, and other wildlife around the shoreline, making it a worthwhile stop for casual birdwatchers and nature lovers.

Fishing is the primary draw at Cottonwood Lake. Anglers can expect to catch bluegill, largemouth bass, and black crappie from the grassy banks. The lake fishes best with bobber rigs and light tackle, though bottom fishing can be frustrating due to heavy underwater vegetation and snags. Summer afternoons tend to produce the most consistent action for panfish, especially for younger anglers just getting started. Keep in mind that cottonwood fluff can build up on your line during June and July, so plan accordingly.

Cottonwood Lake is an undeveloped park with no restrooms, no playground, and only street parking along the adjacent roads. The trade-off is solitude. Crowds are rare here, and on a weekday morning you may have the entire shoreline to yourself. The grassy open areas around the pond are well-suited for small gatherings, knitting circles, or reading a book under the trees.

The lake sits at a relatively low elevation on the plains of northern Colorado, making it accessible year-round. Spring and fall offer the most comfortable temperatures for an afternoon visit, while summer days are warm but shaded by the surrounding cottonwoods. Winter visits are quiet and can be rewarding for those who enjoy the stillness of an off-season pond.

Cottonwood Lake works best as a quick stop or a relaxed afternoon outing rather than an all-day destination. It is an ideal spot for families with young children, retirees seeking a calm outdoor space, or anyone in the Greeley area who wants a peaceful place to unwind without driving to the mountains.